Guardian Dentist – Mercerville, NJ

How to Use Your Guardian Dental Benefits

If you are currently enrolled in a Guardian dental insurance plan, you understand how valuable it is to be able to access first-class, affordable oral healthcare for you and your family. Regardless of whether your plan is through your employer or you purchased it independently, seeing an in-network Guardian dentist in Mercerville can help you save on high out-of-pocket costs each time you visit. If you have questions about how to use your available benefits, do not hesitate to contact our office to speak to a member of our team.

Guardian Coverage Availability & Fees

Young man listening to female dentist

Guardian offers three unique plans: Bronze, Silver, and Gold. These PPO plans offer noteworthy benefits designed to lower your expenses for preventive or restorative treatment. Although each plan differs, many of the benefits of seeing an in-network dentist remain the same.

A typical breakdown of coverage might look like:

  • 80-100% preventive services, such as dental exams and cleanings
  • 50-70% basic restorative services, such as dental fillings
  • 0-50% major restorative services, such as dentures and dental crowns

It’s important to remember that before your insurance company will agree to pay its portion of your bill, you must meet your annual deductible. Once you do, you can expect to pay less if you need a tooth-colored filling, dental crown, root canal, etc.

Your annual maximum also affects how much your dental insurance in Mercerville will pay. You are provided with an allotted amount at the start of each year, indicating the maximum your insurance will pay. If you go over this dollar amount, the remaining balance is your responsibility. To help minimize the financial impact you might face, our team will do our best to spread out treatment across calendar years so that you do not bear the burden of high out-of-pocket costs.

The Benefits of Seeing an In-Network Dentist

Female patient shaking hands and smiling with dentist

Your decision to see an in-network dentist is one you will not regret, especially once you realize the countless benefits that come with it, such as:

  • Predictable cost estimates allow you to start budgeting for treatment earlier.
  • A streamlined billing process that removes it from your hands and responsibility and places it in the hands of our qualified dental team.
  • Lower out-of-pocket costs because of the pre-negotiated terms and fees between Dr. Lavery and Guardian dental insurance.
  • High standards that your dentist must abide by when working with dental insurance.